Medicare Annual Enrollment begins Oct. 15 and ends Dec. 7, 2023
Medicare advantage and supplemental plans and Health Insurance
Medicare and Health Insurance Coverage for your unique needs!
Medicare Annual Enrollment begins Oct. 15 and ends Dec. 7, 2023
Medicare and Health Insurance Coverage for your unique needs!
Please call or text me at 716-857-0700 or email me at lukasik39@gmail.com if you cannot find an answer to your question.
Everyones situation is different. Depending on what your situation is and when you plan to stop working you may not need all parts of Medicare. I can help you determine what you need and help you enroll.
In Genral, Part A covers hospital, Skilled nursing and Hospice care. Part B covers Doctor Visits, Xrays and your other health needs. Part C is an advantage plan offered by insurance companies to supplement your original Medicare coverage. These plans combine your health and prescription coverage all into one plan making it convenient for you. Many offer more benefits like Dental, Vision and Hearing and some even add money back to your social security. Many plans are available with no monthly premium. Part D is prescription coverage. This can be stand alone coverage or included in a Part C plan.
There are penalties for not enrolling or delaying enrollment when you turn 65 or when you are eligible for Medicare. These are lifetime penalties and can become very costly. You only have a specific time period to enroll and you need to have minimal or creditable coverage to avoid these penalties.
Whether your working or not I can help with Low or No Cost health insurance on the New York State Health Exchange. Some plans even offer Vision and Dental at no additional cost. Contact me today to schedule a No cost consultation..
I show you how Medicare works, costs, copays and what all the different parts mean and cover and what you can expect.
Part A
Part B
Part C
Part D
I explore all the plans that are available to you. I help show you what each plan covers , the benefits, costs and copays associated with those plans including prescription costs, doctor and specialists copays, hospital and services copays and I help you choose the plan that best fits your specific needs and benefits you desire. I can also make sure your doctors will accept the plan that you desire ensuring you can keep your doctors.
I can help you enroll to get your Medicare card when you are turning 65 and also your plan to go with your Medicare. I am available to you year round to help answer any questions or concerns that may come up. I can also help during the Annual Open enrollment every year ( Oct. 15-Dec. 7 ) to discuss any changes in your current plan and look at new plans available for the following year. I can also help you change plans if needed. Best of all this is all at NO COST ! I never charge you for any help or service I provide.
I shop over 75 different Insurance companies to get you the best coverage at the lowest cost. Contact me today for your NO obligation quote.
I offer affordable Dental and Vision Plans to supplement your current coverage. Contact me today to see the different plans that are available.
I work tirelessly to stay informed about the latest changes in Medicare and all the plans. I can provide you information on what your plan has available right now and any expected changes. I am available year round to help you with any questions or concerns.
I can find Medicare plans to help cover simple doctor visits to serious medical emergencies. I can help you save on doctor visits, low-cost prescription medication and preventative health services. We can also see if you qualify for extra benefits such as money back in your social security, Dental, Vision, Hearing and more.
Everyone needs an effective and affordable health plan. Allow me do the analysis to figure out what plan is the best for you. I can uncover a plan that fits your lifestyle, budget and specific needs.
We do not offer every plan available in your area. Currently we represent 13 organizations which offer 68 products in your area. please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all your options.
7651 West Rivershore Drive, Niagara Falls, New York 14304, United States
By Appointment only
I love my customers, so feel free to call, text or email me for your personal appointment
Mon | By Appointment | |
Tue | By Appointment | |
Wed | By Appointment | |
Thu | By Appointment | |
Fri | By Appointment | |
Sat | By Appointment | |
Sun | Closed |
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